@charset "UTF-8";
:root{--ink:#152f42;--blue:#245c76;--cream:#faf7f1;--mist:#edf3f3;--line:#d2dddd;--muted:#50626c;--sand:#e8bc88;--white:#fff;--serif:Georgia,'Times New Roman',serif;--sans:Arial,Helvetica,sans-serif}*{box-sizing:border-box}html{scroll-behavior:smooth;scroll-padding-top:30px}body{margin:0;color:var(--ink);background:var(--cream);font:16px/1.7 var(--sans);overflow-wrap:break-word}a{color:inherit;text-underline-offset:4px}a:hover{color:#326c83}button,input,select{font:inherit}button,a,summary,select,input{touch-action:manipulation}button{cursor:pointer}a:focus-visible,button:focus-visible,summary:focus-visible,input:focus-visible,select:focus-visible{outline:3px solid 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small{display:block;font-size:.61rem;letter-spacing:.02em;color:var(--muted);margin-top:5px}.brand img{flex-shrink:0}.navrow nav{display:flex;gap:28px;font-size:.82rem;font-weight:700}.navrow nav a{text-decoration:none}.nav-call small{display:block;text-align:center;font-size:.65rem;margin-top:3px;color:var(--muted)}.nav-call .button{font-size:.88rem;min-height:42px;padding:8px 14px}.menu{display:none;border:1px solid var(--line);background:none;padding:10px 14px;border-radius:4px}.hero{padding:45px 0 55px}.hero-grid{display:grid;grid-template-columns:1.12fr 1fr;gap:52px;align-items:center}.hero-copy{padding:22px 0}.hero h1 em{font-weight:400;color:var(--blue)}.hero .lead{max-width:490px;margin-top:26px;font-size:1.03rem}.hero .kicker{font-size:.66rem;letter-spacing:.11em;display:flex;align-items:center;gap:10px}.dot{width:7px;height:7px;border-radius:50%;background:var(--blue);flex-shrink:0}.hero-foot{display:flex;gap:18px;border-top:1px solid var(--line);padding-top:20px;margin-top:35px;font-size:.66rem;color:var(--muted)}.hero-foot span+span:before{content:'·';margin-right:18px}.hero-image{position:relative;align-self:stretch;min-height:580px;overflow:hidden;border-radius:120px 5px 5px 5px;background:var(--blue)}.hero-image img{width:100%;height:100%;object-fit:cover;position:absolute;object-position:54% center}.hero-image:after{content:'';position:absolute;inset:45% 0 0;background:linear-gradient(transparent,rgba(8,32,45,.84))}.hero-image figcaption{position:absolute;z-index:1;bottom:32px;left:32px;right:24px;color:white}.hero-image figcaption span{display:block;font:1.75rem/1.25 var(--serif);letter-spacing:-.02em}.hero-image figcaption small{display:block;font-size:.64rem;margin-top:14px;color:#d8e6e7}.section{padding:86px 0}.mist{background:var(--mist)}.finder{display:grid;grid-template-columns:1fr 1.2fr;gap:80px;align-items:center;border-top:1px solid var(--line);padding-top:48px}.finder 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@media(max-width:620px){body{font-size:15px}.wrap{width:calc(100% - 36px)}.disclosure{font-size:.62rem;padding:8px 0}.disclosure a{margin-left:5px}.navrow{min-height:92px;padding:17px 0}.brand{font-size:.74rem;gap:9px}.brand strong{font-size:1rem}.brand small{font-size:.58rem}.brand img{width:37px;height:37px}.nav-call{display:none}.navrow nav{gap:20px;font-size:.79rem;flex-wrap:wrap}.hero{padding:20px 0 35px}.hero-grid{grid-template-columns:1fr;gap:28px}.hero-copy{padding:16px 0 0}.hero h1{font-size:clamp(2.8rem,10.6vw,3.9rem)}.hero .kicker{font-size:.59rem;letter-spacing:.08em;margin-bottom:21px}.hero .lead{font-size:1rem;max-width:430px}.hero .actions{align-items:flex-start;flex-direction:column;margin-top:22px}.hero .actions .button{font-size:.92rem;width:min(100%,330px)}.hero .fine{max-width:330px;font-size:.72rem}.hero-image{min-height:365px;border-radius:75px 5px 5px 5px}.hero-image img{object-position:50% 50%}.hero-image figcaption span{font-size:1.55rem}.section{padding:48px 0}.finder{grid-template-columns:1fr;gap:24px;padding-top:35px}.finder h2{font-size:2.25rem}.finder-control{padding:22px}.section-heading{display:block;margin-bottom:28px}.section-heading h2{font-size:2.45rem}.section-heading .lead{max-width:none;margin-top:22px}.section-heading>a{display:inline-block;margin-top:22px}.cards{grid-template-columns:1fr;gap:14px}.topic-card{padding:23px}.topic-card p{margin-bottom:17px}.topic-card .kicker{margin-bottom:12px}.process{grid-template-columns:1fr;gap:36px}.process h2{font-size:2.35rem}.process ol{margin-top:6px}.official-band{padding:44px 0}.official-band .wrap{grid-template-columns:1fr;gap:18px}.official-band h2{font-size:2.35rem}.faq-home{grid-template-columns:1fr;gap:24px}.faqs summary{font-size:.89rem}.page-hero{padding:32px 0}.page-hero h1{font-size:2.75rem}.page-hero .lead{font-size:1rem}.page-hero .actions{align-items:flex-start;flex-direction:column;gap:17px}.page-hero .fine{font-size:.72rem}.crumbs{font-size:.64rem}.article-layout{padding-top:30px;padding-bottom:45px;gap:26px}.prose h2{font-size:1.7rem}.prose p{font-size:.96rem;line-height:1.85}.answer{padding:22px}.on-page ul{columns:1}.sidebar{grid-template-columns:1fr}.inset,.checklist,.contact-panel{padding:22px}.contact-panel a{overflow-wrap:anywhere}.contact-number{font-size:1.45rem!important}.footer-grid{grid-template-columns:1fr;gap:24px}.footer-grid>div:last-child{grid-column:auto}.footer-grid h2{font-size:2.2rem}.footer-grid h3{margin-bottom:16px}.footer-bottom{flex-direction:column;gap:10px;margin-top:25px}footer{padding:44px 0 110px}.mobilebar{display:grid;grid-template-columns:1fr auto;align-items:stretch;position:fixed;z-index:20;bottom:0;left:0;right:0;background:var(--ink);color:white;border-top:1px solid #b2c2c7;padding:8px 16px max(8px,env(safe-area-inset-bottom));gap:14px;box-shadow:0 -4px 20px #132f421c}.mobilebar a{text-decoration:none;display:flex;flex-direction:column;justify-content:center;font-size:.72rem;line-height:1.5;padding:3px 0}.mobilebar a:first-child{border-right:1px solid #597281}.mobilebar strong{font-size:.98rem}.mobilebar small{font-size:.62rem;color:#d2e1e6}.mobilebar a:last-child{padding-left:2px;min-width:77px}.table-scroll{margin-right:-3px}th,td{padding:12px}}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}*{transition:none!important}}
@media print{header,.disclosure,footer,.mobilebar,.sidebar,.actions,.print-button,.crumbs,.on-page,.skip{display:none!important}body{background:white;color:black;font-size:11pt}.wrap{width:100%}.article-layout{display:block;padding:0}.page-hero{padding:0 0 20px}.page-hero h1{font-size:25pt}.prose h2{font-size:17pt}.prose>section{break-inside:avoid}.answer,.checklist,.inset{background:none;border:1px solid #999}a{color:black}.faqs details p{display:block}.prose p{font-size:11pt}}

/* October 13 audit: persistent, accessible contact/navigation across breakpoints. */
:root{--header-height:96px;--bottom-clearance:24px}
html{scroll-padding-top:calc(var(--header-height) + 20px);scroll-padding-bottom:var(--bottom-clearance)}
.site-header{position:sticky;top:0;z-index:50;background:var(--cream);box-shadow:0 3px 16px #152f4210}
.site-header .navrow{min-height:88px;flex-wrap:nowrap;padding:12px 0;gap:22px}
.site-header .brand{flex-shrink:0}.site-header .brand strong{display:block;font-size:1.2rem;line-height:1.25}
.site-header .brand small{font-size:.65rem;line-height:1.5;margin-top:4px}
.site-header .nav-call{display:block;flex-shrink:0}.site-header .nav-call .button{min-height:46px;white-space:nowrap;font-size:.87rem;gap:12px}
.site-header .nav-call small{font-size:.62rem;line-height:1.4;margin-top:4px}
.site-header .navrow nav{display:flex;order:0;width:auto;gap:22px;padding:0;justify-content:flex-start}
.site-header nav a{display:flex;align-items:center;min-height:44px;line-height:1.4}
.site-header nav a[aria-current=page]{color:var(--blue);text-decoration:underline;text-decoration-thickness:2px;text-underline-offset:8px}
.site-header .menu{display:none}.skip{position:fixed}.skip:focus{z-index:1000}
.prose>section{scroll-margin-top:12px}main:focus{outline:none}
.page-hero{padding:30px 0 32px}.page-hero h1{font-size:clamp(2.3rem,3.7vw,3.6rem)}
.page-hero .actions{margin-top:18px}.page-hero .kicker{margin-bottom:14px}
.article-layout{padding-top:36px}.prose .faqs summary{min-height:54px}
.button{min-height:48px}.guide-search input{font-size:16px}.topic-card[hidden]{display:none!important}
.footer-grid a{overflow-wrap:anywhere}.footer-grid li a{display:inline-block;padding:4px 0}
input,select{font-size:16px}.menu-icon{font-size:1.1rem;line-height:1}
@media(max-width:1100px) and (min-width:961px){.site-header .navrow{gap:16px}.site-header .navrow nav{gap:16px}.site-header .brand small{font-size:.6rem}}
@media(max-width:960px){
 .site-header .navrow{display:grid;grid-template-columns:1fr auto auto;gap:16px;min-height:90px;position:relative}
 .has-menu .site-header .menu{display:inline-flex;align-items:center;gap:9px;margin:0;grid-column:3;grid-row:1;min-height:44px}
 .site-header .nav-call{grid-column:2;grid-row:1;margin:0}
 .site-header .navrow nav{grid-column:1/-1;grid-row:2;display:flex;width:100%;gap:12px;flex-wrap:wrap}
 .has-menu .site-header .navrow nav{display:none;position:absolute;left:0;right:0;top:100%;grid-row:auto;background:var(--cream);border:1px solid var(--line);border-top:0;padding:12px 18px 18px;box-shadow:0 16px 20px #152f421a;max-height:calc(100dvh - var(--header-height) - 90px);overflow-y:auto;overscroll-behavior:contain}
 .has-menu .site-header .navrow nav.is-open{display:grid;grid-template-columns:1fr 1fr;gap:4px 16px}
 .site-header nav a{padding:9px 12px;border-radius:4px;min-height:48px}
 .site-header nav a:hover,.site-header nav a:focus-visible{background:var(--mist)}
}
@media(max-width:620px){
 :root{--header-height:120px;--bottom-clearance:100px}
 .site-header .navrow{grid-template-columns:minmax(0,1fr) auto;gap:8px 12px;padding:9px 0 8px;min-height:0}
 .site-header .brand strong{font-size:1.05rem}.site-header .brand small{font-size:.56rem}.site-header .brand img{width:34px;height:34px}
 .has-menu .site-header .menu{grid-column:2;padding:8px 10px;font-size:.77rem;min-height:40px}
 .site-header .nav-call{grid-column:1/-1;grid-row:2;display:block}
 .site-header .nav-call .button{width:100%;min-height:42px;justify-content:center;font-size:.96rem;padding:8px 12px;gap:14px}
 .site-header .nav-call small{font-size:.55rem;margin-top:3px}
 .site-header .navrow nav{grid-row:3}
 .has-menu .site-header .navrow nav{top:100%;padding:8px 10px 12px}
 .page-hero{padding:24px 0}.page-hero h1{font-size:clamp(2.15rem,8vw,2.7rem)}
 .page-hero .lead{margin-top:16px}.page-hero .actions .button{width:100%;justify-content:center}
 .hero h1{font-size:clamp(2.75rem,9.6vw,3.6rem)}.hero-image{min-height:300px}
 .hero .lead{margin-top:18px}.hero .actions{margin-top:18px}.hero-copy{padding-top:10px}
 .mobilebar{z-index:45;padding-bottom:max(8px,env(safe-area-inset-bottom))}
 footer{padding-bottom:calc(110px + env(safe-area-inset-bottom))}
 .on-page ul{padding-left:20px}.on-page li a{display:inline-block;padding:4px 0}
}
@media(max-width:960px) and (max-height:500px){
 .site-header .navrow{padding-top:5px;padding-bottom:5px;min-height:65px}
 .site-header .brand small{display:none}.site-header .brand img{width:30px;height:30px}
 .site-header .nav-call small{display:none}.site-header .nav-call .button{min-height:40px;font-size:.78rem;padding:7px 10px}
 .site-header .navrow{grid-template-columns:1fr auto auto;gap:10px}
 .site-header .nav-call{grid-column:2;grid-row:1}.has-menu .site-header .menu{grid-column:3}
 .mobilebar{display:none}.site-header .brand strong{font-size:.9rem}
 .has-menu .site-header .navrow nav{max-height:calc(100dvh - var(--header-height) - 16px)}
}
@media print{.site-header{display:none!important}.page-hero{padding-top:0}html{scroll-padding:0}}